0800 138 9093

About Us

Real experience

treat-u-fair is a trading name of Linkham Services Ltd. We are an insurance broker that specialises in providing insurance policies for people with medical conditions. The business was conceived by, and is owned and managed by, people with life me medical conditions.We have drawn on our experience of living with a medical condition and combined it with our insurance expertise and technological know how to completely re-invent the way insurance is sold to people with medical conditions.

Collaborative approach

We work with leading medical charities and clinical experts to help us gain an insight into medical conditions.Gaining an in depth understanding of your condition enables us take a fact based approach to measuring risk that insurers find reassuring. The net result is better, more tailored products, and prices that reflect real risks, not perceived ones.


The physical impact of living with a medical condition is usually quite obvious but the nancial impact is not always so easily identified and rarely quantifiable.Wherever possible we clearly show you if there is a nancial cost attached to covering your condition and exactly how much it is.We don’t want to just sell you an insurance policy. As our name suggests, we want to make it fair.

Personal Service

We recognise that you as an individual are unique. Our quote process whether online or over the telephone enables you to tailor products to meet your needs and provides premium quotes that recognise your clinical status.Our customer service advisors, who have extensive medical screening experience, are experienced in talking to customers who have a medical condition to ensure that we can deal with any enquiries e ciently and empathe cally. They are there to help you and to ensure that we and our insurance partners deliver against our promise to ‘Treat You Fair’.